Checkbook
If you’re like me then you will understand when I say, I HATE CHECK REGISTERS!!! I mean I just hate them! It’s not that they are complicated or any of that crap, it’s just that I can get all my info via online banking (well, most of it anyhow). However, as I get older I begin to realize more and more how important it is to know exactly where your checking account is at all times.
I bank with a local credit union rather than a large national bank so to date there is no App for my iPhone, honestly there probably never will be one. The big national banks have em, but I don’t. It’s ok though cause I can access what I need via the web. My problem is that even though I have this access my account balance is obviously not what it says online all the time. Personally I don’t write many checks each month (maybe 2-3 max for things like rent) but other than that I either pay my accounts online via the account online bill pay, automatic withdraw or with my debit card, in fact I really don’t even carry much cash on me at any given time.
Keeping a register is important and I know this but I just can’t see me lugging around the old paper check register and a pen everywhere I go. I have also tried different excel files and computer based programs but they are only as accurate as when I last updated it at home.
Well I found my solution. It’s called Checkbook (http://www.checkbookiphoneapp.com/) and it’s an iPhone app. Cool! I always have my phone with me! Here is list of its features:
✓ Export to CSV & QIF
Export your transactions by email to be imported into the desktop application of your choice (for example, Excel, Numbers, Quicken, Money, etc).✓ Grouped Checkbooks
Group checkbooks to organize your checkbooks exactly how you want. Balance totals for each group are displayed. Reorder your groups and checkbooks just the way you want.✓ Transfer
Transfer funds from one checkbook to another in one operation.✓ Check # Field
You can now store check numbers with a transaction. To make life easier, Checkbook will automatically suggest the number for you (by determining the next number in sequence).✓ Recurring Transactions
Save a transaction to be used over and over again, without retyping all the details.✓ Schedule a Recurring Transaction
Each recurring transaction can be scheduled weekly, biweekly, or monthly, and on the days you choose within the selected time frame.✓ Multiple Accounts
Track as many accounts as you want.✓ Reconcile!
Reconcile your transactions to see where you stand.✓ No performance degradation
Unlike other transaction management apps in App Store, you can add as many transactions as you need, without the fear of performance loss.✓ Instant Update to Balances
Any changes made to transactions will automatically update balance and reconciled balance for that account.✓ Edit Lock
Transactions are locked to prevent accidental changes. Use Edit mode to make changes to existing transactions.✓ Pin Number Security
Checkbook can be secured by a pin number of your choice. And if you forget your password, don’t worry! Checkbook will ask you a question that only you know the answer to, and will reset your pin.✓ Description, Category, and Memo
All the fields you need to keep track of your transactions.✓ Smart Descriptions & Categories
Checkbook will remember your descriptions and categories previously entered. As you type, a list will show you your previous entries to make your new transaction easier to create.✓ Transaction Filtering
Only display what you want to see!✓ Transaction Detail Popup
Want to see more information about a transaction? Simply press and hold on any transaction, and a popup will display all of its details.✓ Currencies
Supports all iPhone-compatible currencies.
The creator (Jeremy Jacob) has a really nice clean site that fully explains how to use this program that include forums, screen shots and video tutorials.
I really like the fact that I can track multiple accounts also because I not only handle my own finances but I also handle my moms finances for her (she is in her 70′s, it’s just easier this way). Having immediate access to all the accounts at any given time is really sweet, and being able to reconcile and know right where you are at that very moment without digging for multiple paper registers is nice. Jeremy definitely seems on top of his game regarding the app and new features while keeping it simple to use. Thanks Jeremy!
So if you’re like me when it comes to how you use your accounts and have been looking for a while for a real solution I suggest you check this app out. No I don’t get a kick back or anything like that, in fact I don’t on any of the things I write about. I just enjoy talking about quality products that’s all.
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